Acquisition & Rehab Loans
Short-term financing to acquire and renovate — then sell or hold. Speed and leverage for investors at every level, from your first project to your fiftieth.
The Basics
What is an Acquisition & Rehab loan?
An Acquisition & Rehab loan is short-term financing built to buy and renovate a property, then exit by selling or refinancing into a long-term loan. It’s the capital behind the project — structured around the deal rather than a long hold.
Funding typically covers both the purchase and the renovation budget, with rehab money released in draws as the work gets done. We work with investors at every experience level — and reserve our premier terms, like rates from 8.5%, for those with a proven track record.
Purchase + rehab covered
Financing for both the acquisition and the renovation budget, so your capital goes further on each deal.
Draw-based funding
Renovation funds are released in draws as the work progresses, keeping the project moving.
Flexibility
Options that fit the deal — including payment escrows and terms up to 24 months — so the loan works around your project.
Rewarding experience
We work with investors at every level — and reserve our premier terms, with rates as low as 8.5%, for seasoned operators.
At a Glance
The essentials.
- Loan purposePurchase + renovation (rehab)
- StrategyRenovate-to-sell or renovate-to-hold (BRRRR)
- Property typesResidential investment properties
- LeverageUp to 100% LTC & 75% of ARV
- TermShort-term — up to 24 months
- Rehab fundsReleased via draws as work progresses
- Flexible optionsPayment escrows available
- Advanced drawsAvailable to select borrowers
- Availability47 states
Who It’s For
Investors at
every level.
From first-timers getting started to seasoned operators running multiple projects at once — we structure financing to fit where you are.
Maximum leverage shown. Our best pricing (rates from 8.5%) is reserved for seasoned investors; final terms depend on the deal and your experience — request a quote for your numbers.
How It Works
From inquiry to closing,
without the runaround.
A loan officer reviews the deal — purchase price, scope, and exit. No pressure, just clarity.
Submit your application, the property, and your renovation budget.
We order your appraisal through established, local appraisers who know their markets — so valuations come back fair, well-supported, and on time.
We review the numbers and the project, then move toward approval — keeping you informed.
You close, start the rehab, and pull draws as the work is completed.
Questions
Acquisition & Rehab, answered.
Typically both the purchase and the renovation budget, with rehab funds released in draws as the work is completed.
No — we work with investors at every level. Our premier terms, like rates from 8.5%, are reserved for seasoned investors with a track record; newer investors may see different terms, and we’ll walk you through what to expect.
Make sure your contractor is properly licensed, insured, and pulling permits where required. If so, it won’t affect your loan.
Most loans close in roughly 15–30 days, depending on the appraisal and final underwriting.
Get Started
Ready to fund your next project?
Tell us about the property and the project. We’ll get back to you with a term sheet — fast.
Fund My DealThe fastest way to a term sheet? A phone call.
Reach us and let’s talk through your deal.